Can I lodge my own tax return without an accountant in Australia?

Answer

Yes, you can lodge your own tax return without an accountant in Australia using the Australian Taxation Office's (ATO) free online service, MyTax. This is a common and straightforward process for most individuals.

Australian Taxation Office (ATO)
Last Updated:May 5, 2026

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How it works in practice

Lodging Your Own Tax Return

In Australia, individual taxpayers have the option to prepare and lodge their annual income tax return themselves. The Australian Taxation Office (ATO) provides a free and user-friendly online service called MyTax, which is accessible through your MyGov account. This system pre-fills much of your information, such as salary, bank interest, and shares, directly from employers and financial institutions, simplifying the process considerably.

MyTax is designed to guide you through each section, ensuring you report all necessary income and claim eligible deductions. It performs basic calculations and checks for common errors. This self-lodgement option empowers millions of Australians to manage their tax affairs efficiently and without incurring fees for tax agent services, making it a popular choice for those with straightforward financial situations.

Benefits of Self-Lodgement

Using MyTax can save you money on accountant fees. It also offers convenience, allowing you to lodge your return at any time, from anywhere, before the deadline. The system is regularly updated to reflect current tax laws and helps ensure compliance.

Important exceptions

While many can self-lodge, an accountant might be beneficial if your tax affairs are complex. This includes having business income, capital gains from selling assets, substantial investment income, rental properties, international income, or significant deductible expenses that require detailed substantiation. Individuals needing professional advice on tax planning or those undergoing an ATO audit may also benefit from an accountant's expertise. Complex situations increase the risk of errors if not handled by a professional.

What you should do now

  1. Ensure you have a MyGov account linked to the ATO and access to MyTax.

  2. Gather all necessary documents, such as income statements (PAYG summaries), bank interest statements, and records of deductions.

  3. Access MyTax through your MyGov account; review the pre-filled information for accuracy and add any missing details or deductions.

  4. Carefully check all sections of your return for completeness and accuracy before finalising.

  5. Submit your completed tax return through MyTax by the deadline, typically 31 October for self-lodgers.

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